Thursday, September 07, 2006

Get Pre-approved Before You Buy

Today, it is hard to imagine how any consumer can sort through the auto financing offerings available. From 0% on up, the temptation is there to buy a vehicle for the least amount of money. As we are bombarded on radio and TV with so called "huge" offers from dealers, there are some things to ponder.

First, 0% financing is usually anything but zero percent. I think the words speak for themselves. Our loan officers discuss this every day with our members.

Cash back, etc. have become staples in the car financing world, as well.
Our economy has brought forth novel concepts in terms of creative financing over the last few years.

It is clear that most of us need a vehicle of some sort to fulfill our lives. Just ask my 16 year old, and he will tell you so! The truth is, however that you need to know what you can afford to pay---before you walk on the dealers lot.

Our loan counselors make the vehicle loan application process quick and convenient, since the pre-approval process is a critical element. It's simple, you get pre-approved , then go to the dealer and let them know Family First FCU will take care of the rest.

Make the process painless, in one sense, visit us on line or at a branch and get pre-approved.Of course, you'll keep the pen, as well!

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